Search for auditors; don’t rotate [Pensions & Investments]

In March, the Public Company Accounting Oversight Board held hearings about whether to require public companies to change — or “rotate” — their external auditor periodically. Meanwhile, the European Union is proposing to require mandatory rotation every six or 12 years, and the lower house of the Dutch Parliament recently voted to require auditor rotation every eight years.

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Public-pension pitfalls: What municipal budget troubles mean for bond investors [Washington Post]

Government workers’ pensions may sound like an obscure topic, but it’s front and center in some of the most rancorous of today’s political discussions. Retirement benefits for public workers are at the heart of the conflict between state and local governments and the unions representing their workers — and how that conflict gets resolved will affect investors in the municipal bonds issued by those states and cities. Let’s take a look at the looming public pension crisis, its effect on municipal finance and how accounting reform might help.

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Smoothing Corporate Pension Plan Discount Rates

There’s a controversial cost-offset provision in the highway bill currently being debated in the Senate; it would effectively allow corporations to make smaller contributions to their pension plans. And since a smaller contribution means a smaller tax write-off, tax revenue would increase by $7 billion over ten years. Although the bill itself is certainly not headed for an easy passage, this provision has raised some interesting—and complex—issues related to pension accounting.

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Using debt value adjustment to inflate profits

Financial results in large banks have been inflated in the third quarter due to an accounting rule called “debt value adjustment” (DVA). DVA states that banks are allowed to mark their debt to market. In other words, if their debt decreases in price on the market, this is interpreted as a decrease in liabilities and is reported as profit. In the third quarter, this rule created £10 billion in profits in the biggest U.K. banks and $12 billion in profits in the biggest U.S. banks.

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