Some Potential Changes to IRA Tax Rules

The total assets invested in Individual Retirement Accounts (IRAs) are growing larger. As of the end of the third quarter of 2011, IRAs (including Roth IRAs) held $4.6 trillion in assets—up from $2.6 trillion in 2000, according to the Investment Company Institute. Traditional IRAs represent almost 90% of this total. This growth in assets represents a big source of potential tax liability to many investors, and a source of potential tax revenue for the government.

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The Good and the Bad of Private Equity

Mitt Romney’s candidacy has inspired a great deal of debate about the role of private equity in our economy. Romney’s opponents have openly questioned whether private equity serves a legitimate purpose in a capitalist system. Many claim that private equity merely facilitates a transfer of wealth from employees of a company to the private equity managers that take it over.

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Obama Hints at Foreign Source Tax Reform

In last night’s State of the Union address, President Obama proposed a minimum tax for foreign profits of U.S. corporations:

First, if you’re a business that wants to outsource jobs, you shouldn’t get a tax deduction for doing it…. No American company should be able to avoid paying its fair share of taxes by moving jobs and profits overseas. From now on, every multinational company should have to pay a basic minimum tax.

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Challenges for private pension plans

2011 was a tough year for private defined benefit pension plans (DB plans). According to a report from Credit Suisse, the funding gap for the DB plans of S&P 500 companies rose from $250 billion at the end of 2010 to $450 billion at the end of 2011. Note that this is much higher than the shortfall during the peak of the financial crisis, which was estimated at $274 billion.

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Rick Santorum, taxes, and the role of government

Now that Rick Santorum has emerged as the latest candidate to challenge Mitt Romney, we should take a closer look at what he believes about tax policy. To his credit, Santorum’s policy proposals are less radical than those of the previous anti-Romney’s—Perry, Cain, and Gingrich. For the most part, his plan resembles mainstream conservatism. But two policies suggest a role for the government that may prove unacceptably large to conservative voters.

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